What is a home warranty?

A home warranty is a service contract that covers the repair or replacement of major home systems and appliances due to normal wear and tear.

How does a home warranty work?

When a covered item breaks down, you file a claim with your warranty provider, pay a service fee, and a technician is dispatched to fix the issue.

What does a home warranty cover?

Coverage typically includes HVAC systems, plumbing, electrical systems, water heaters, and major appliances like refrigerators and ovens. Optional add-ons may cover pools, spas, and more.

Is a home warranty worth it?

For many homeowners, especially those with older homes or appliances, a home warranty can provide financial protection and peace of mind against unexpected repair costs.

Can I have both a home warranty and home insurance?

Yes, having both provides comprehensive coverage, with the warranty covering wear and tear of systems/appliances and insurance covering structural damage and liability.

Are there any limitations to home warranty coverage?

Yes, most plans exclude pre-existing conditions, improper maintenance, and certain items like outdoor structures or cosmetic defects.

How much does a home warranty cost?

Costs vary based on coverage, but basic plans range from $300 to $600 annually, with service fees between $50 and $150 per claim.

How do I choose the best home warranty company?

Research providers, compare coverage options and costs, read customer reviews, and ensure the company has a good reputation for handling claims.

Can landlords purchase home warranties for rental properties?

Yes, landlords can buy home warranties to cover appliances and systems in rental properties, providing protection against unexpected repair costs.

Do home warranties cover new appliances?

While new appliances may still be under manufacturer warranties, a home warranty can provide additional coverage once those warranties expire..

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American Residential Warranty Review

In a Nutshell: ARW Home offers flexible, competitively priced home warranty plans across the U.S., with standout add-ons like electronics protection and nationwide coverage. It's a suitable choice for homeowners seeking customizable coverage options and reliable service response.

August 12, 2025 / www.homewarrantycompared.com staff

American Residential Warranty Review

August 12, 2025 / www.homewarrantycompared.com staff

American Residential Warranty Review

August 12, 2025 / www.homewarrantycompared.com staff

Overview

Founded in 2008, ARW Home is a nationwide home warranty provider offering customizable plans—Kitchen Plus, Platinum, and Platinum Premier—for appliances and systems like HVAC, plumbing, and electrical. It stands out with tech-driven services, an A+ BBB rating, and an Asurion-backed electronics add-on. Available in all 50 states and D.C., ARW features a user-friendly portal, flat $125 service fee, and optional add-ons for pools and water lines. Its blend of affordability, flexibility, and reliable support appeals to homeowners seeking comprehensive coverage.

Pros

Nationwide availability
Electronics add-on available
Transparent pricing and service fees
A+ BBB rating

Cons

$125 service fee can be higher than average
No mobile app functionality

Core Features

Nationwide Coverage: Available in all 50 U.S. states and Washington, D.C.
Customizable Plans: Three-tiered coverage with add-ons.
Flat Service Fee: Consistent $125 per service request.
Electronics Protection: Unlimited device coverage via Asurion.

Additional Benefits

30-Day Money-Back Guarantee: Full refund if no claims filed.
Workmanship Guarantee: Free re-service within 30 days of original repair.
Partnership with Lowe’s: Endorsement from a major U.S. retailer.

Accessibility

Online portal for plan management and claims.
Claims accepted 24/7 via phone.
Available in all U.S. states.

Usability

Simple navigation on the website.
Plans are clearly outlined with downloadable sample contracts.
Customer support lines open 6 days/week.

Limitations

ARW Home plans come with standard industry limitations:

Coverage limits typically range from $1,000–$5,000 per item per year.
30-day waiting period before claims can be made.
Routine maintenance, cosmetic defects, and pre-existing conditions are excluded.
Limited online claim functionality—some actions still require phone calls.
No coverage for homes outside the U.S.

Plans and Cost

ARW Home offers a simple pricing structure across three core plans and optional add-ons. Costs vary slightly depending on your location and the extras you select, but general ranges are as follows:

Kitchen Plus Plan – Approximately $39.99/month. This basic option covers key kitchen appliances, along with plumbing and electrical systems. It’s ideal for budget-conscious homeowners who only need essential protection.
Platinum Plan—This plan is Priced around $59.99/month and expands coverage to include heating systems, water heaters, and more extensive interior electrical protections. It balances appliance and system coverage well.
Platinum Premier Plan – The most comprehensive plan at roughly $74.99/month. It includes everything from the lower-tier plans plus washer and dryer, garage door openers, ceiling fans, and more. Suitable for those seeking all-in-one coverage.
Optional Add-Ons – Ranging from $10–$25/month per item. These include electronics protection (unlimited devices via Asurion), pool and spa equipment, sewer/water lines, and second refrigerators or freezers. These add-ons make ARW’s coverage customizable for different household needs.
Service Call Fee – A flat $125 fee is charged for each service request, regardless of plan. While higher than some competitors, this fixed rate offers predictability.

Annual coverage caps apply per item and are clearly detailed in ARW’s contract documents. Customers can call ARW Home to obtain personalized quotes based on home size, age, and regional considerations. Overall, ARW Home’s pricing is competitive, especially when factoring in the variety and value of available add-ons.

Customer Support

ARW Home’s support team can be reached at 1-877-637-7890 Monday through Friday from 8 a.m. to 5 p.m. EST and Saturday from 9 a.m. to 4 p.m. EST. Claims can be initiated 24/7 via phone or through the online portal. Emergency services are available, although dispatch times vary by region. The company offers email notifications and repair follow-ups, with a 30-day guarantee on workmanship. Support is consistently rated as professional and timely.

Conclusion

ARW Home offers customizable, cost-effective home warranty plans suitable for homeowners seeking transparent pricing and broad coverage. Their standout electronics protection, national availability, and partnership with trusted providers like Lowe’s make them a solid option.

AI was used in the creation of this content, along with human validation and proofreading.

By www.homewarrantycompared.com staff

www.homewarrantycompared.com staff is comprised of freelance writers who write for the site

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