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American Home Shield Review
In a Nutshell: American Home Shield offers affordable pricing with flexible plans covering repairs on household appliances and systems. AHS Home Warranty has three main packages along with optional add-ons for customers.
American Home Shield Review
In a Nutshell: American Home Shield offers affordable pricing with flexible plans covering repairs on household appliances and systems. AHS Home Warranty has three main packages along with optional add-ons for customers.
American Home Shield Review
In a Nutshell: American Home Shield offers affordable pricing with flexible plans covering repairs on household appliances and systems. AHS Home Warranty has three main packages along with optional add-ons for customers.
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Overview

American Home Shield offers flexible plans with affordable pricing and covers repairs for up to 23 household appliances and systems. With more than 2 million members and over 50 years of experience, AHS has paid more than $2 billion in home warranty claims over the last 5 years.

Depending on the plan, AHS will cover all main household systems such as air conditioning (including duct-work), heating, electrical, plumbing, water heaters, garbage disposals, instant hot/cold water dispensers, central vacuums, smoke detectors, doorbells, and ceiling fans.

Covered appliances include everyday household items including refrigerators, dishwashers, clothes dryers, clothes washers, ranges, ovens, cook-tops, built-in microwave ovens, free-standing ice makers, trash compactors, garage door openers, and built-in food processors. Most home warranty solutions don’t openly publicize pricing.

One of the great aspects about American Home Shield is that they actually display pricing for plans based on the state. For a quote, make sure to select your state of residence on their plans page.

Packages

The ShieldEssential plan protects up to 14 major systems in your home.

Their most popular plan, the ShieldPlus plan, covers everything in the ShieldEssential plan plus 9 more common appliances.

The ShieldComplete plan covers everything in the other plans plus roof leaks, free HVAC tune-up, unlimited A/C refrigeration, and coverage for code violations and permits.

Terms of Service

When it comes to repairs, home warranty systems will cover the major costs. Their policy typically includes a service fee for repairs. AHS offers a competitive and reasonable service fee. Customers can choose from three trade service call fee levels: $75, $200, and $125. These prices are fairly standard within the industry. With this service fee, you do not actually pay for the cost of the repair. That cost comes with the coverage in your plan. Contracts cover repairs or replacements of covered items regardless of age, make, or model.

Customer Support

When it comes to customer support, American Home Shield offers decent service to customers with service available both online or by phone. To request a repair, customers can call a toll-free number or fill out a form online to request service. Their website boasts a comprehensive online resource center that includes a blog and FAQ section. Customers can also get more information through their many social media pages including Facebook, Twitter, Pinterest, YouTube, Google+, and LinkedIn.

For New Jersey Residents: This is a service contract, not a warranty from the home builder or manufacturer.

prosAndCons icon
Pros
  • Impressive payouts for repairs
  • Customizable plan options
  • Over 17,000 technicians
  • Coverage regardless of age
prosAndCons icon
Cons
  • Not available in Alaska & Hawaii
  • Some add-ons aren’t available in all locations
American Home Shield at a Glance
8.4Editorial Score
Coverage options
10
Extensive coverage options, including virtually all home systems and appliances, coverage for luxury items and unique systems
Claims process
8.0
They offer a user-friendly platform that simplifies the claims submission process
Cost
8.0
Premiums and service fees are also in line with industry norms, offering a balanced cost for the standard coverage provided
Customer service
8.0
Customer support available during extended hours by phone, email, and live chat
Contractor network
8.0
Huge network of highly-rated contractors ensuring timely and efficient repairs and maintenance
Frequently Asked Questions (FAQs) About Home Warranty
What is a home warranty?
A home warranty is a service contract that covers the repair or replacement of major home systems and appliances due to normal wear and tear.
How does a home warranty work?
When a covered item breaks down, you file a claim with your warranty provider, pay a service fee, and a technician is dispatched to fix the issue.
What does a home warranty cover?
Coverage typically includes HVAC systems, plumbing, electrical systems, water heaters, and major appliances like refrigerators and ovens. Optional add-ons may cover pools, spas, and more.
Is a home warranty worth it?
For many homeowners, especially those with older homes or appliances, a home warranty can provide financial protection and peace of mind against unexpected repair costs.
Can I have both a home warranty and home insurance?
Yes, having both provides comprehensive coverage, with the warranty covering wear and tear of systems/appliances and insurance covering structural damage and liability.
Are there any limitations to home warranty coverage?
Yes, most plans exclude pre-existing conditions, improper maintenance, and certain items like outdoor structures or cosmetic defects.
How much does a home warranty cost?
Costs vary based on coverage, but basic plans range from $300 to $600 annually, with service fees between $50 and $150 per claim.
How do I choose the best home warranty company?
Research providers, compare coverage options and costs, read customer reviews, and ensure the company has a good reputation for handling claims.
Can landlords purchase home warranties for rental properties?
Yes, landlords can buy home warranties to cover appliances and systems in rental properties, providing protection against unexpected repair costs.
Do home warranties cover new appliances?
While new appliances may still be under manufacturer warranties, a home warranty can provide additional coverage once those warranties expire..
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