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Elite Home Warranty Review
In a nutshell: Elite Home Warranty provides homeowners with a variety of coverage options with customizable plans for home appliance and system protection.
Elite Home Warranty Review
In a nutshell: Elite Home Warranty provides homeowners with a variety of coverage options with customizable plans for home appliance and system protection.
Elite Home Warranty Review
In a nutshell: Elite Home Warranty provides homeowners with a variety of coverage options with customizable plans for home appliance and system protection.

Overview

Elite Home Warranty is a nationwide service provider that protects homeowners from the costs of unexpected repairs for appliances and home systems. The company has a network of licensed and insured technicians to help you get help fast when you need it. Elite Home Warranty is BBB accredited with an A rating and has a 99% claims approval rate.

Packages & Pricing

Elite Home Warranty has three coverage plans with options for customization to meet your unique needs. You can choose a plan that's specifically for home appliances, one that will cover your home's systems or a more comprehensive plan that covers both.

The company offers the following three plans:

Elite Appliances: This plan covers repairs and replacements for refrigerators (including ice makers), washers, dryers, dishwashers, garbage disposals, ovens and ranges, built-in microwaves, and ceiling fans.

Elite Systems: Get coverage for the most important systems in your home with this plan: air conditioning, electrical, heating, and plumbing. It also includes repairs and replacements for plumbing stoppages, water heaters, and garage door openers.

Elite Complete: The Elite Complete plan is comprehensive and provides repairs and replacements for all of the appliances and systems covered in the other two plans.

In addition to what's protected in their plans, Elite Home Warranty provides options for repairs and replacements on appliances and systems that include well pumps, septic systems, pool and spa equipment, sewer lines, generators, electronics, and more.

Terms of Service

The terms of service in your contract with Elite Home Warranty will vary depending on the state you live in and the type of coverage you choose. Each state has different requirements for coverage, so the company has terms of service specific to each state. You can view a sample contract on the company’s website to learn about the terms and conditions for where you live.

Elite Home Warranty offers a money-back guarantee for the first 30 days of your coverage period so you can cancel without any penalties during this time if you’re unhappy with your service. You can cancel your contract anytime, but there is a cancellation fee after the first 30 days.

There are some things that Elite Home Warranty will not cover under any of its plan options. These include damage caused by fires, floods, or other natural disasters. The company also does not cover damage caused by pets or pests.

Customer Support

Elite Home Warranty has assistance available for claim filing 24/7, so you can get help fast when you have an emergency. The company’s claims concierge service connects you with a single point of contact who will walk you through the entire claims process. You can file a claim with the Elite Home Warranty by phone or through their website.

To file a claim, call Elite Home warrant or log in to your account via their website. You can select your own service technician or have the company assign one to your case. The technician will contact you to schedule an appointment within 48 hours of when your service request was submitted. Per the terms of your contract, you’ll have to pay a service fee or deductible once the service is completed.

Word on the Street

Elite Home Warranty is trusted by homeowners nationwide as a licensed home warranty service provider in 45 states. The company has been named an industry leader by HomeAdvisor, Top Consumer Reviews, and Best Company. Elite Home Warranty is also a best-rated company on Google with a 5-star rating.

The company has an “Excellent” rating on Trust Pilot with 4.8 out of 5 stars. 97% of the reviews for Elite Home Warranty are five-star. Customers commented on the provider’s prompt repairs, knowledgeable staff, and great pricing.

Elite Home Warranty is a BBB-accredited business with an A rating. Customers gave the business an overall rating of 5 out of 5 stars in their reviews. Reviewers praised Elite Home Warranty for its quick service, flexibility, and easy claim filing system.

Home Warranty Pricing

Home warranty pricing will vary depending on the plan you choose, where you live, the size of your home, and any additional coverage you opt for. Elite Home Warranty doesn't provide a lot of pricing information on their site, but they do share that plans for appliance protection start at $1.10 per day, system protection starts at $1.20 per day, and comprehensive coverage starts at $1.35 per day.

The best way to learn about pricing on plans is to get a no-obligation free quote. Use the form on the website to provide your address, full name, and contact information and Elite Home Warranty will email your free quote.

Bottom Line

Elite Home Warranty provides comprehensive home appliance and system coverage across 45 states. You can customize your coverage to create a plan to protect what’s most important in your home. The company offers no-obligation free quotes and a 30-day money-back guarantee.

Frequently Asked Questions (FAQs) About Home Warranty
What is a home warranty?
A home warranty is a service contract that covers the repair or replacement of major home systems and appliances due to normal wear and tear.
How does a home warranty work?
When a covered item breaks down, you file a claim with your warranty provider, pay a service fee, and a technician is dispatched to fix the issue.
What does a home warranty cover?
Coverage typically includes HVAC systems, plumbing, electrical systems, water heaters, and major appliances like refrigerators and ovens. Optional add-ons may cover pools, spas, and more.
Is a home warranty worth it?
For many homeowners, especially those with older homes or appliances, a home warranty can provide financial protection and peace of mind against unexpected repair costs.
Can I have both a home warranty and home insurance?
Yes, having both provides comprehensive coverage, with the warranty covering wear and tear of systems/appliances and insurance covering structural damage and liability.
Are there any limitations to home warranty coverage?
Yes, most plans exclude pre-existing conditions, improper maintenance, and certain items like outdoor structures or cosmetic defects.
How much does a home warranty cost?
Costs vary based on coverage, but basic plans range from $300 to $600 annually, with service fees between $50 and $150 per claim.
How do I choose the best home warranty company?
Research providers, compare coverage options and costs, read customer reviews, and ensure the company has a good reputation for handling claims.
Can landlords purchase home warranties for rental properties?
Yes, landlords can buy home warranties to cover appliances and systems in rental properties, providing protection against unexpected repair costs.
Do home warranties cover new appliances?
While new appliances may still be under manufacturer warranties, a home warranty can provide additional coverage once those warranties expire..
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