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Best Home Warranty Companies in Central District 2024
Coverage Beyond Your Homeowners Insurance
Home insurance covers major events, while home warranties handle the inevitable repairs caused by wear and tear. Compare home warranty
companies to get the coverage your appliances and systems need.
Best Home Warranty Companies in Virginia in 2024
Get Peace of Mind at a Low Cost
Shield your wallet from unexpected repair costs. Compare home warranty companies to find the one that suits you best.
Best Home Warranty Companies 2024
Get Peace of Mind at a Low Cost
Updated May 2024
Save on Repairs
Comprehensive Coverage
Fast, Reliable Technicians

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FAQs for Home Warranty
Purchasing a home warranty is the best way to protect yourself from expensive home and appliance repairs. To help you learn more about home warranties, how they work, and how they differ from home insurance, we have compiled answers to some of the most commonly asked questions.
What's the difference between a home warranty and home insurance?
Home warranty and home insurance offer valuable protection for your home, guarding against unforeseen damage that can result in significant financial burdens. While home insurance covers your home if there's a major event, home warranties will save you thousands of dollars in repairs when your home systems and appliances break down. Let's highlight the key differences between home warranties and home insurance:
1. Coverage Focus:
Home warranties primarily cover the repair or replacement of home systems and appliances due to normal wear and tear. Home insurance, on the other hand, provides broader coverage for perils such as fire, theft, natural disasters, and liability.

2. Coverage Duration:
A home warranty operates on a specific term, typically one year, and can be renewed annually. Home insurance is generally in effect as long as you continue paying the premiums.

3. Cost and Premiums:
Home warranties require homeowners to pay a monthly or annual premium, along with service fees for each repair request. Home insurance premiums are typically paid annually or as agreed upon in the policy contract.

4. Scope of Protection:
Home warranties cover specific items listed in the warranty contract, while home insurance provides protection for the entire property.
What is a home warranty?
Similar to a warranty that comes with the purchase of a new phone, or piece of equipment, home warranties, cover home appliances and system repairs. Home warranties shield homeowners from the high cost of unexpected appliance breakdowns and system failures. They provide protection not just for your home, but for your budget and time as well.
How do they work?
What's great about home warranties is that, unlike a standard warranty that comes with an appliance, home warranties cover a wide variety of appliances that can be customized depending on your needs. When signing up for a home warranty or receiving an initial quote, you will be asked to fill in basic information about the location of your home and which appliances you want to cover. Most home warranty companies like Choice Home Warranty, Select Home Warranty, or American Home Shield, offer a choice of several plans with options to add appliances based on need. These home warranty companies will charge an annual contract fee for yearly coverage and a small service fee when they need to send someone to repair or replace an appliance. Typically home warranty companies work with certified local technicians who work quickly and efficiently to help ensure your home is back in working order.
How does a home warranty complement my home insurance?
Think of home insurance as a way to protect the structure of your home from unforeseen events, while a home warranty, like those from American Home Shield, safeguards against unexpected appliance and system breakdowns. Together, they provide comprehensive protection for both your home's structure and its contents.
What appliances do home warranties cover?
As mentioned, home warranty coverage varies from company to company and there is no one set item list that all home warranties cover. In general, it's best to review your contract and make sure all your essential appliances are listed.

In general home warranties may cover some of these items and more:
Central heating systems
Air conditioning systems
Electrical systems
Plumbing systems
Washing machines and dryers
Ovens and stove-tops
How do I compare home insurance quotes with home warranty plans?
When looking to compare home insurance quotes, consider factors like coverage limits, deductibles, and premiums. For home warranties, focus on the appliances and systems covered, service fees, and contract terms. Websites like ours provide comparisons of top-rated plans from America's leading providers.
How do I find the cheapest homeowners insurance and warranty options?
The cheapest homeowners insurance might come from providers like Progressive Home Insurance or Farmers Home Insurance. However, the cost-effectiveness depends on your specific needs and location. Similarly, warranty costs vary based on coverage. On our site, you can find the most reliable home warranty providers. It's best to get a quote for homeowners insurance and warranty separately to determine the most affordable options.
Why would you need a home warranty?
As a homeowner, you never know when your essential systems or appliances may break, and repairing them can be both time-consuming and extremely costly. Home warranties are there to offer peace of mind by ensuring you'll be taken care of by certified professionals when the unexpected occurs.
Who are home warranties for?
Typically home warranty plans are purchased by homeowners who want to ensure they are covered in case of a breakdown. However, others can benefit from the services a home warranty provides. Landlords who have purchased a home and are renting it out should strongly consider purchasing a home warranty plan. As a landlord, the last thing you need is for a tenant to be without a heater, fridge, or even electricity. You'll find yourself scrambling to find the proper technician without knowing how much you'll have to pay out-of-pocket. A home warranty provides you with peace of mind and is a significant selling point for a tenant when considering homes.

Real estate agents can also benefit from home warranty plans and many agents will purchase a home warranty to protect the buyer. This can be done as a gift as a way to say thank you for their business. Moving into a new home with a home warranty already in place provides the buyer with peace of mind knowing there won't be unexpected costs to fix systems or appliances.

AHS: For New Jersey Residents: This is a service contract, not a warranty from the home builder or manufacturer.
†ADT: Req 1-mo min pro monitoring w/ Self Setup OR pro install w/ 36-mo agm't (Term & install fees). Excludes discounted equipment bundles. Video service req for 30% discount. Taxes addt'l.
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Home warranty providers often pre-screen their contractors so you know you'll get reliable service.
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