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Best Home Warranty Companies Reviews

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Liberty Liberty Home Guard Review

In a Nutshell: Liberty Home Guard hosts a flexible, reliable home warranty program covering repairs on common home systems and appliances. Homeowners, landlords, and tenants save money on breakdowns by paying a monthly fee and deductible per service call. Liberty Home Guard has flexible plans with optional add-on coverage.

Liberty Liberty Home Guard Review

Overview

Homeowners don’t need to pay out of pocket each time a household system or appliance breaks down or needs a repair. Instead, with Liberty Home Guard, homeowners can pay a monthly fee at a fraction of the cost to cover home repairs.

Liberty Home Guard home warranty offers three plans to choose from each with a different level of coverage. Customers can also purchase optional add-ons as needed. Their flexible plans and pricing ensures that homeowners, tenants, and landlords can pay for the coverage they need and save money in the long run.

Liberty Home Guard has three plans available to cover repairs on home systems and appliances with optional add-ons. Plans start at $1 per day and come with unlimited service calls with their plan. In order to get a price estimation, customers must submit a form to receive a quote. Liberty Home Guard may not cover costs for corrosion and dust damage.

So, is Liberty Home Guard right for you? Keep reading to learn all you need to know before choosing the right home warranty plan for your needs.

Packages

Liberty Home Guard, like many other home warranty services, breaks down their packages into three flexible plans. The Appliance Guard focuses more on home appliances while the second plan, the Systems Guard Plan, covers home systems. Meanwhile, the Total Guard Plan includes a mix of common home system and appliance repairs. Costs vary from customer to customer and depend on a few factors such as the property type, plan, and square footage of the property. Those interested can get a customized quote online.

The Appliance Guard Plan covers clothes washers, clothes dryers, refrigerator, ice maker, dishwashers, garbage disposals, ranges, ovens, cooktops, ceiling and exhaust fans, and garage door openers.

The System Guard Plan includes home systems like air conditioning, heating, ductwork, plumbing, electrical, and water heaters.

The Total Home Guard covers clothes washer, clothes dryer, refrigerator with ice maker and dispense, built-in microwave ovens, air conditioning, garbage disposals, ranges, ovens, cooktops, ceiling and exhaust fans, exhaust door openers, heating, ductwork, plumbing, electrical, and water heaters.

Customization and Optional Add-Ons

One of the great aspects of Liberty Home Guard is that this home warranty service allows customers to purchase additional coverage as needed. Those items can include pool and spa, sump pump, central vacuum, well pump, an additional spa, septic system, septic sewage ejector pump, stand alone freezer, and a second refrigerator.

Terms of Service

Liberty Home Guard has flexible terms of service, and customers don’t need a home inspection in order to purchase coverage. Once you sign up, customers can make unlimited service calls each year. In the event of a breakdown, customers can call day or night through the 24/7 call center. Liberty Home Guard promises to respond to service calls by sending a technician within 48 hours.

Liberty Home Guard offers a reliable home warranty program working with vetted contractors across the country. Like other home warranty programs, Liberty Home Guard charges customers a fee, known as a deductible, per service fee. The deductible amount varies by customer and will be agreed upon in the contract.

Liberty Home Guard has a great satisfaction guarantee that carries out for 60 days after the repair. That means, if a customer isn’t happy with the repairs, they have 60 days to request the contractor to return to handle repairs. Caps on repairs depend on the customer, but the website example says $1,500.

Customer Support

To get a quote, customers can fill out a short form on the Liberty Home Guard website. The form requests basic information such as your name, email, address, and property information. Filling this out only takes a few minutes. Then you can submit the form in order to get a customized quote for your home. For support, customers can reach Liberty Home Guard by phone at (833) 545-3350 or by email at service@libertyhomeguard.com throughout the week 24/7.

Pros

Convenient mobile apps
For homeowners, tenants, & landlords
Starts at $1/day

Cons

Requires quote
Corrosion/dust may not be included

Our Top 3 Picks

Choice

American Home Shield

Cinch

Coverage options

9.0

Covers most common systems, plumbing and appliances. Offers optional add ons for pools, septic tanks, spacs, and others

Claims process

8.0

Standard claims process with reasonable documentation, but certain exclusions like corrosion may require additional steps.

Cost

8.0

Plans are mostly easy to find and understand, with minimal hidden fees, though coverage limits and exclusions could be clearer

Customer service

9.0

Customer support available 24/7 via phone, email, and online portal; responses are prompt, enhancing customer satisfaction.

Contractor network

9.0

The company has a large network of contractors (10,000+), ensuring good availability and shorter wait times for service

FAQs for Home Warranty

Purchasing a home warranty is the best way to protect yourself from expensive home and appliance repairs. To help you learn more about home warranties, how they work, and how they differ from home insurance, we have compiled answers to some of the most commonly asked questions.

What's the difference between a home warranty and home insurance?

Home warranty and home insurance offer valuable protection for your home, guarding against unforeseen damage that can result in significant financial burdens. While home insurance covers your home if there's a major event, home warranties will save you thousands of dollars in repairs when your home systems and appliances break down. Let's highlight the key differences between home warranties and home insurance:
1. Coverage Focus:
Home warranties primarily cover the repair or replacement of home systems and appliances due to normal wear and tear. Home insurance, on the other hand, provides broader coverage for perils such as fire, theft, natural disasters, and liability.

2. Coverage Duration:
A home warranty operates on a specific term, typically one year, and can be renewed annually. Home insurance is generally in effect as long as you continue paying the premiums.

3. Cost and Premiums:
Home warranties require homeowners to pay a monthly or annual premium, along with service fees for each repair request. Home insurance premiums are typically paid annually or as agreed upon in the policy contract.

4. Scope of Protection:
Home warranties cover specific items listed in the warranty contract, while home insurance provides protection for the entire property.

What is a home warranty?

Similar to a warranty that comes with the purchase of a new phone, or piece of equipment, home warranties, cover home appliances and system repairs. Home warranties shield homeowners from the high cost of unexpected appliance breakdowns and system failures. They provide protection not just for your home, but for your budget and time as well.

How do they work?

What's great about home warranties is that, unlike a standard warranty that comes with an appliance, home warranties cover a wide variety of appliances that can be customized depending on your needs. When signing up for a home warranty or receiving an initial quote, you will be asked to fill in basic information about the location of your home and which appliances you want to cover. Most home warranty companies like Choice Home Warranty, Select Home Warranty, or American Home Shield, offer a choice of several plans with options to add appliances based on need. These home warranty companies will charge an annual contract fee for yearly coverage and a small service fee when they need to send someone to repair or replace an appliance. Typically home warranty companies work with certified local technicians who work quickly and efficiently to help ensure your home is back in working order.

How does a home warranty complement my home insurance?

Think of home insurance as a way to protect the structure of your home from unforeseen events, while a home warranty, like those from American Home Shield, safeguards against unexpected appliance and system breakdowns. Together, they provide comprehensive protection for both your home's structure and its contents.

What appliances do home warranties cover?

As mentioned, home warranty coverage varies from company to company and there is no one set item list that all home warranties cover. In general, it's best to review your contract and make sure all your essential appliances are listed.

In general home warranties may cover some of these items and more:
Central heating systems
Air conditioning systems
Electrical systems
Plumbing systems
Washing machines and dryers
Microwaves
Dishwashers
Refrigerators
Ovens and stove-tops

How do I compare home insurance quotes with home warranty plans?

When looking to compare home insurance quotes, consider factors like coverage limits, deductibles, and premiums. For home warranties, focus on the appliances and systems covered, service fees, and contract terms. Websites like ours provide comparisons of top-rated plans from America's leading providers.

How do I find the cheapest homeowners insurance and warranty options?

The cheapest homeowners insurance might come from providers like Progressive Home Insurance or Farmers Home Insurance. However, the cost-effectiveness depends on your specific needs and location. Similarly, warranty costs vary based on coverage. On our site, you can find the most reliable home warranty providers. It's best to get a quote for homeowners insurance and warranty separately to determine the most affordable options.

Why would you need a home warranty?

As a homeowner, you never know when your essential systems or appliances may break, and repairing them can be both time-consuming and extremely costly. Home warranties are there to offer peace of mind by ensuring you'll be taken care of by certified professionals when the unexpected occurs.

Who are home warranties for?

Typically home warranty plans are purchased by homeowners who want to ensure they are covered in case of a breakdown. However, others can benefit from the services a home warranty provides. Landlords who have purchased a home and are renting it out should strongly consider purchasing a home warranty plan. As a landlord, the last thing you need is for a tenant to be without a heater, fridge, or even electricity. You'll find yourself scrambling to find the proper technician without knowing how much you'll have to pay out-of-pocket. A home warranty provides you with peace of mind and is a significant selling point for a tenant when considering homes.

Real estate agents can also benefit from home warranty plans and many agents will purchase a home warranty to protect the buyer. This can be done as a gift as a way to say thank you for their business. Moving into a new home with a home warranty already in place provides the buyer with peace of mind knowing there won't be unexpected costs to fix systems or appliances.

AHS: For New Jersey Residents: This is a service contract, not a warranty from the home builder or manufacturer.
†ADT: Req 1-mo min pro monitoring w/ Self Setup OR pro install w/ 36-mo agm't (Term & install fees). Excludes discounted equipment bundles. Video service req for 30% discount. Taxes addt'l.

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