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Home Warranty Plans Reviews
We've reviewed the top home warranty companies to help you make the best decision for your home warranty needs.
Home Warranty Plans Reviews
We've reviewed the top home warranty companies to help you make the best decision for your home warranty needs.
Home Warranty Plans Reviews
Get Peace of Mind at a Low Cost
Frequently Asked Questions (FAQs) About Home Warranty
What is a home warranty?
A home warranty is a service contract that covers the repair or replacement of major home systems and appliances due to normal wear and tear.
How does a home warranty work?
When a covered item breaks down, you file a claim with your warranty provider, pay a service fee, and a technician is dispatched to fix the issue.
What does a home warranty cover?
Coverage typically includes HVAC systems, plumbing, electrical systems, water heaters, and major appliances like refrigerators and ovens. Optional add-ons may cover pools, spas, and more.
Is a home warranty worth it?
For many homeowners, especially those with older homes or appliances, a home warranty can provide financial protection and peace of mind against unexpected repair costs.
Can I have both a home warranty and home insurance?
Yes, having both provides comprehensive coverage, with the warranty covering wear and tear of systems/appliances and insurance covering structural damage and liability.
Are there any limitations to home warranty coverage?
Yes, most plans exclude pre-existing conditions, improper maintenance, and certain items like outdoor structures or cosmetic defects.
How much does a home warranty cost?
Costs vary based on coverage, but basic plans range from $300 to $600 annually, with service fees between $50 and $150 per claim.
How do I choose the best home warranty company?
Research providers, compare coverage options and costs, read customer reviews, and ensure the company has a good reputation for handling claims.
Can landlords purchase home warranties for rental properties?
Yes, landlords can buy home warranties to cover appliances and systems in rental properties, providing protection against unexpected repair costs.
Do home warranties cover new appliances?
While new appliances may still be under manufacturer warranties, a home warranty can provide additional coverage once those warranties expire.
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Our Top 3 Picks
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American Home Shield
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First American
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