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Best Home Warranty Companies Reviews

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First American Home Warranty Review

In a nutshell: First American Home Warranty offers homeowners protection against costly repairs or replacements of essential home systems and appliances. With plans starting at $35/month, they provide comprehensive coverage options, including add-ons for luxury appliances and roof leaks.

First American Home Warranty Review

Overview

First American Home Warranty, established in 1984, has been protecting homeowners against unexpected repair or replacement costs for over 40 years. They offer comprehensive home warranty plans that cover essential systems and appliances, helping homeowners manage the expenses associated with home maintenance. Their services are designed to provide peace of mind, ensuring that when a covered item breaks down, it can be repaired or replaced promptly.

Plans and Pricing

First American Home Warranty offers three main plans: Starter, Essential, and Premium.

The Starter Plan covers basic appliances and systems
The Essential Plan adds coverage for items like air conditioning and washer/dryer units
The Premium Plan includes all features of the Essential Plan plus additional coverage for luxury appliances and other high-end items

Pricing varies by plan and location, with monthly costs starting at $35.

Terms of Service

Customers can request service 24/7 through the company's online portal or by phone. When a covered item breaks down, First American Home Warranty will dispatch a qualified technician to assess the issue. If the item cannot be repaired, it will be replaced, subject to the terms and conditions of the contract.

Service call fees apply, and coverage limits may vary depending on the plan selected.

Customer Support

First American Home Warranty provides customer support through various channels. Customers can contact the company by phone at 800-992-3400 or through their online contact form.

Support is available to assist with service requests, policy questions, and other inquiries.

Word on the Street

Customer reviews for First American Home Warranty are mixed. Many customers appreciate the peace of mind that comes with having a home warranty and the prompt service provided when issues arise. However, some customers have reported challenges with claim approvals and service delays. As with any service, experiences may vary, and it's important for potential customers to review the terms and conditions carefully.

Bottom Line

First American Home Warranty offers comprehensive coverage options for homeowners seeking to protect their essential systems and appliances. With affordable plans and 24/7 customer support, they provide a valuable service for managing home maintenance costs.

AI was used in the creation of this content, along with human validation and proofreading.

Pros

Plans starting at $35/month
Add-ons for luxury appliances and roof leaks
24/7 customer service

Cons

Coverage depends on the region
Service call fees apply

Our Top 3 Picks

Choice

American Home Shield

First American

Coverage options

8.0

Covers the most common home systems and appliances, such as HVAC, plumbing, electrical systems, and major kitchen appliances

Claims process

9.0

Follows a standard claims process with reasonable documentation requirements

Cost

8.0

Premiums and service fees are also in line with industry norms, offering a balanced cost for the standard coverage provided

Customer service

8.0

Customer support during standard business hours with multiple ways to get in touch, such as phone and email

Contractor network

Has a large network of contractors, ensuring good availability and shorter wait times for service

Frequently Asked Questions (FAQs) About Home Warranty

What is a home warranty?

A home warranty is a service contract that covers the repair or replacement of major home systems and appliances due to normal wear and tear.

How does a home warranty work?

When a covered item breaks down, you file a claim with your warranty provider, pay a service fee, and a technician is dispatched to fix the issue.

What does a home warranty cover?

Coverage typically includes HVAC systems, plumbing, electrical systems, water heaters, and major appliances like refrigerators and ovens. Optional add-ons may cover pools, spas, and more.

Is a home warranty worth it?

For many homeowners, especially those with older homes or appliances, a home warranty can provide financial protection and peace of mind against unexpected repair costs.

Can I have both a home warranty and home insurance?

Yes, having both provides comprehensive coverage, with the warranty covering wear and tear of systems/appliances and insurance covering structural damage and liability.

Are there any limitations to home warranty coverage?

Yes, most plans exclude pre-existing conditions, improper maintenance, and certain items like outdoor structures or cosmetic defects.

How much does a home warranty cost?

Costs vary based on coverage, but basic plans range from $300 to $600 annually, with service fees between $50 and $150 per claim.

How do I choose the best home warranty company?

Research providers, compare coverage options and costs, read customer reviews, and ensure the company has a good reputation for handling claims.

Can landlords purchase home warranties for rental properties?

Yes, landlords can buy home warranties to cover appliances and systems in rental properties, providing protection against unexpected repair costs.

Do home warranties cover new appliances?

While new appliances may still be under manufacturer warranties, a home warranty can provide additional coverage once those warranties expire..

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